Polestar 2 insurance group
Quick answer
The Polestar 2 typically sits in insurance group 32–44 on the UK's 1–50 scale, depending on trim and engine. See the exact variant breakdown and a typical cost estimate below.
Polestar
Polestar 2
Insurance group
32–44
High band
This is a typical range for the Polestar 2, because the exact group depends on the specific trim, engine and year — see the variant table below. Ratings follow the ABI/Thatcham Group Rating Panel 1–50 scale.
Typical annual premium*
£815–£1270
*Estimate only, not a quote. Based on a group-38 car, driver 30–49, medium-risk postcode, comprehensive cover. How we calculate this.
Groups by variant
| Variant | Fuel | Group |
|---|---|---|
| Standard Range Single Motor | Electric | 34E |
| Long Range Dual Motor | Electric | 41E |
Why the Polestar 2's group varies by trim
Insurance groups are assessed per derivative, not per model name — engine size, power, standard safety and security equipment and repair cost all move the number. That's why the Polestar 2 spans a range rather than a single group; a base petrol trim and a higher-powered version of the same car can sit several groups apart. Our figures are typical ranges researched from public Thatcham/ABI Group Rating Panel information — for the exact group tied to your own registration, use the insurance group checker above. Some variants above show a letter after the number (like 34E) — that flags the specific derivative the rating applies to; see our group letters explained guide.
How much does it cost to insure a Polestar 2?
Because the range spans groups 32 to 44, there is no single Polestar 2 insurance cost — there is a band. Our estimates put the entry versions at around £885 a year for a driver aged 30–49 on comprehensive cover, rising to roughly £1,145 for the highest-rated derivative. The gap between the cheapest and dearest versions is big enough to be worth checking before you commit to a particular trim.
So how much is Polestar 2 insurance for a younger driver? A good deal more: the entry trim works out at about £2,395 a year at 17–20 on the same assumptions. And how much to insure a Polestar 2 in your own case depends on far more than the car, so treat these as a way to compare this model against others rather than as the Polestar 2 insurance quote you will be offered.
Two things genuinely reduce what you pay. The first is trim choice — the cheapest route to cheap Polestar 2 car insurance is the lowest-rated engine in the range, not a higher trim with a bigger discount attached. The second is everything on your side of the quote: a year of no-claims, an accurate mileage figure, a sensible excess and paying annually all move the number. How much is a Polestar 2 to insure in the end comes down to both halves, and only one of them is fixed on the day you buy.
To put that in context, see what insurance group 38 costs across age bands, or compare the whole scale in the insurance group prices table. If the premium is what is driving your choice, our guide to lowering your car insurance costs covers the levers that work once the car is already yours.
Compare with similar cars
If you're cross-shopping the Polestar 2, these similar-segment cars are worth a look too:
- Vauxhall Insignia — typically groups 13–24
- Vauxhall Vectra — typically groups 9–19
- Volkswagen Passat — typically groups 15–26
- Skoda Superb — typically groups 16–27
See where group 38 sits on the full 1–50 insurance groups list, read what insurance group 38 means in cost terms, or find out how these ratings are decided in the first place.
Compare across the Polestar range and this segment
Frequently asked questions
Mazda 2 insurance group
The Polestar 2 spans roughly groups 32–44 depending on trim and engine, from the Standard Range Single Motor (group 34E) up to the Long Range Dual Motor (group 41E). The exact group for your specific reg may differ — check it with our reg checker above.
Insurance group mazda 2
The Polestar 2 spans roughly groups 32–44 depending on trim and engine, from the Standard Range Single Motor (group 34E) up to the Long Range Dual Motor (group 41E). The exact group for your specific reg may differ — check it with our reg checker above.
Is this the exact Polestar 2 you're looking at?
Trim and engine change the group, so check the specific car by registration — it takes seconds, needs no signup, and we don't store your reg.
Check my insurance group →Sources & further reading
- Thatcham Research — The motor insurers' automotive research centre. Co-runs the Group Rating Panel that sets UK insurance groups, and publishes the Vehicle Risk Rating (VRR) framework.
- Association of British Insurers (ABI) — The trade body for UK insurers. Co-runs the Group Rating Panel behind the 1–50 insurance group scale.
- DVLA — Get vehicle information — The official GOV.UK service for vehicle details by registration. Our checker uses the DVLA's Vehicle Enquiry Service API, the same underlying record.