Vauxhall insurance groups
Quick answer
Vauxhall sits firmly in affordable territory on the insurance group scale. The Corsa is a perennial first-car choice with entry trims in the low groups, the Astra and Mokka occupy the teens, and only the hottest VXR models and larger Insignia trims climb into the twenties.
Typical group range here
Groups 2–24
Typical annual estimate*
£195–£895
*Estimate only, not a quote — driver aged 30–49, medium-risk postcode, comprehensive cover. The midpoint (13) sits in the low band. How we calculate this.
Cheapest Vauxhall models
| Model | Typical group range | Band | Typical cost* |
|---|---|---|---|
| Vauxhall Corsa | 2–17 | Very low | from £195 |
| Vauxhall Adam | 8–15 | Low | from £295 |
| Vauxhall Vectra | 9–19 | Low | from £315 |
| Vauxhall Crossland | 10–18 | Low | from £330 |
| Vauxhall Astra | 10–24 | Low | from £330 |
*Estimate only, not a quote — based on the lowest trim in each model's range.
How much does it cost to insure a Vauxhall?
There is no single Vauxhall insurance cost, because the range covers groups 2 to 24. So what is the average cost to insure a Vauxhall? Across the models we cover it works out at roughly £390 a year for a driver aged 30–49 on comprehensive cover, with the cheapest entry trims near £240 and the highest-rated derivatives near £715. That average Vauxhall car insurance cost is a midpoint rather than a prediction: it tells you where the brand sits against others, not what you will pay.
So is Vauxhall expensive to insure? No — Vauxhall is one of the cheaper mainstream brands to cover. How much does a Vauxhall cost to insure in practice? That depends almost entirely on which one: the Vauxhall Corsa is the cheapest model here, starting at group 2, while the Vauxhall Astra reaches group 24 at the top of its range. That gap matters far more than the badge, which is why a model-by-model comparison beats any brand-level average.
Treat these as comparison figures rather than a Vauxhall car insurance price you can hold us to. The average cost of Vauxhall car insurance in your own case will also depend on your age, postcode, mileage, claims history and excess, and for an actual Vauxhall car insurance quote you will need to price the exact derivative. The fastest way to know which derivative you are looking at is to check the registration.
Compare it against the rest of the market in the insurance group prices table, or see how the group affects your premium across age bands. For everything outside the car, read what affects car insurance price.
The Corsa's first-car reputation is earned
The Corsa has been a staple of new-driver shortlists for decades, and the ratings back that up rather than just reflecting habit: small engines, cheap and plentiful parts, and a bodyshell almost every bodyshop in the country has repaired before. That combination is what keeps the entry trims near the bottom of the scale.
Where Vauxhall gets more expensive
The jump comes with performance trims and the larger cars. VXR-badged models carry a significant premium on the scale for the same reason Ford's STs do, and the Insignia's size and equipment levels put it above the brand's hatchbacks. The electric Mokka also sits higher than its petrol twin, reflecting EV repair costs rather than anything about the car's performance.
Highest-group models here
- Vauxhall Astra — up to group 24 (medium band)
- Vauxhall Insignia — up to group 24 (medium band)
- Vauxhall Mokka — up to group 23 (medium band)
All 8 models we cover here
- Vauxhall Corsa (2–17)
- Vauxhall Adam (8–15)
- Vauxhall Vectra (9–19)
- Vauxhall Crossland (10–18)
- Vauxhall Astra (10–24)
- Vauxhall Zafira (11–20)
- Vauxhall Mokka (11–23)
- Vauxhall Insignia (13–24)
How these ratings are set
Every figure here comes from the same ABI/Thatcham 1–50 scale used across the site — there is no separate scale for a body style or a brand. See how insurance groups are decided for the rating factors behind each number, or car insurance groups explained for the wider picture. For model ranges launched since August 2024, check our Vehicle Risk Rating guide — those cars are increasingly rated on a different framework.
Frequently asked questions
What insurance group is a Vauxhall Corsa?
It depends heavily on trim: entry 1.2 petrol versions sit in the low groups, while the VXR sits in the high teens. See the Corsa's own page for a variant-by-variant breakdown.
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Sources & further reading
- Thatcham Research — The motor insurers' automotive research centre. Co-runs the Group Rating Panel that sets UK insurance groups, and publishes the Vehicle Risk Rating (VRR) framework.
- Association of British Insurers (ABI) — The trade body for UK insurers. Co-runs the Group Rating Panel behind the 1–50 insurance group scale.
- DVLA — Get vehicle information — The official GOV.UK service for vehicle details by registration. Our checker uses the DVLA's Vehicle Enquiry Service API, the same underlying record.