What insurance group is my car?
Quick answer
To find out what insurance group your car is, enter your registration below — we check the DVLA vehicle record and match it to our insurance-group dataset to show your car's position on the UK's 1–50 ABI/Thatcham scale, along with a typical cost estimate.
Don't know your reg? Search by make & model
114 models covered. Type a name or pick a make to browse.
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Phrased as a statement instead of a question — my car insurance group, insurance group of my car, insurance group for my car, my cars insurance group, what is my cars insurance group, find my insurance group, or find my car insurance group — it's the same lookup: enter your reg above and we'll match your specific vehicle to its insurance group and a typical annual cost estimate. And if you got here via how to find out car insurance more generally, that's this page too.
Why does my car's insurance group matter?
Every insurer factors your car's insurance group into your quote. It's not the only factor — your age, postcode, driving history, mileage and cover type matter too — but two otherwise-identical drivers in a group 5 car and a group 35 car will typically see very different premiums for that reason alone.
What if my exact trim isn't in your data yet?
We'll always tell you honestly when we're showing a typical range for your model rather than an exact match for your specific derivative — we never fabricate a precise group we can't stand behind. In that case, check your exact reg with your insurer, who has access to the full Thatcham Group Rating Panel dataset, or see our insurance groups explained guide.
Comparing more than one car?
If you're weighing up several cars rather than checking one you already own, the full insurance groups list lets you see every group at a glance, and cheapest car insurance groups rounds up the lowest-cost end of the scale specifically.
Frequently asked questions
What insurance group is my car?
Enter your registration in the checker above and we'll look up your DVLA vehicle record and match it against our insurance-group dataset to show your car's group on the 1–50 ABI/Thatcham scale, typically within seconds.
What insurance group is my car by reg?
Yes, that's exactly what our tool does — it looks up your reg via the DVLA, confirms the make, fuel type and year, and matches it to the closest insurance-group record we hold for that model.
How to find out what insurance group my car is
The fastest way is a free online insurance group checker like this one. You can also ask your insurer directly, check a car's original brochure or spec sheet, or look up the model on our car insurance groups list.
How to find out who my car insurance is with?
That's a different question to "what insurance group is my car" — this page tells you the ABI/Thatcham cost group your car sits in, not who currently insures a specific vehicle. To check who insures a vehicle, use the free official Motor Insurance Database (askMID) service at askmid.com.
What group is my car insurance?
"Group" here refers to the car's insurance group (1–50), a rating of how expensive it typically is to insure — not your personal insurance policy or provider. Check yours using the tool at the top of this page.
Sources & further reading
- Thatcham Research — The motor insurers' automotive research centre. Co-runs the Group Rating Panel that sets UK insurance groups, and publishes the Vehicle Risk Rating (VRR) framework.
- Association of British Insurers (ABI) — The trade body for UK insurers. Co-runs the Group Rating Panel behind the 1–50 insurance group scale.
- DVLA — Get vehicle information — The official GOV.UK service for vehicle details by registration. Our checker uses the DVLA's Vehicle Enquiry Service API, the same underlying record.